| Feature | Commercial General Liability (CGL) | Cyber Privacy Liability |
|---|---|---|
| Covers bodily injury/property damage | Yes | No |
| Covers wrongful collection of data | No (excluded by most ISO forms) | Yes |
| Responds to BIPA claims | Typically excluded or sublimited | Yes, if biometric coverage is included |
| Covers regulatory defense | No | Yes, under most forms |
| Covers class action defense costs | Only for covered claims (rare for privacy) | Yes, subject to policy terms |
| Duty to defend vs. duty to reimburse | Duty to defend (standard) | Varies by form: check your policy |
A single misconfigured API endpoint in a multi-tenant SaaS platform can expose thousands of customer records in minutes. When that happens, the fallout is not just technical: it is contractual, regulatory, and financial. Your general liability policy will not respond. Your professional liability policy may not either, unless it was written for technology risk. SaaS companies face a distinct combination of exposures, from technology errors and omissions to supply chain compromise to contractual insurance mandates from enterprise customers, that demand purpose-built coverage. The global technology E&O insurance market was valued at $574 million in 2025-insurance-market) and continues to grow as software companies recognize the gap between what they assume is covered and what their policy form actually says. This guide breaks down the four pillars of SaaS cyber insurance: tech E&O, customer contract requirements, multi-tenant breach exposure, and software supply chain risk. Each one represents a distinct coverage need, and misunderstanding any of them can leave your company absorbing a loss that a properly structured policy would have transferred.
Understanding SaaS Cyber Insurance and Technology E&O
SaaS companies operate in a risk environment that traditional commercial insurance was never designed to address. Your product is code, your delivery mechanism is the internet, and your liability often stems from something your software failed to do rather than something you physically broke. That distinction matters enormously when a claim hits.
Why Standard General Liability Isn't Enough for Software Companies
A commercial general liability policy responds to bodily injury and property damage. If a visitor slips in your office lobby, CGL covers that. If your software crashes and a customer loses $2 million in revenue during a three-hour outage, CGL does not. The policy form excludes electronic data, professional services, and most forms of financial loss that did not arise from physical injury. SaaS companies that rely solely on CGL are carrying uninsured exposure on their most significant risk: the performance of their own product.
The Difference Between Cyber Liability and Tech E&O
These two coverage lines are often bundled, but they protect against different events. Cyber liability responds to data breaches, ransomware demands, business interruption from a cyber event, and regulatory defense costs. Tech E&O responds when your technology fails to perform as promised, causes a customer financial harm, or triggers a breach of contract claim. A SaaS company typically needs both. If your platform suffers a breach, cyber liability pays for forensics, notification, and regulatory fines. If your platform's bug corrupts a customer's data, tech E&O responds to the resulting claim. The cyber and tech E&O market has seen rate stabilization in recent quarters, making 2026 a favorable time to secure or restructure coverage.
By: Caden Braly
Founder of Bloc Cyber Insurance
INDEX
Bloc Cyber and Its Licensed Producers Are Authorized to Place Cyber Coverage in All 50 U.S. States and The District of Columbia.
Cyber liability insurance covers the financial losses your business faces after a cyberattack or data breach. This page explains what the coverage includes, who needs it, what it costs, and how Bloc Cyber helps you get protected fast.
We start with a twenty-minute call to walk through your contracts, your draw process, your tech stack, and the last twelve months of attempted fraud. From there we go to market with ten-plus carriers, benchmark terms side-by-side, and present the options in plain language with recommended limits and retentions. Most intakes get indicative terms within one business day.
This comparison underscores why relying on a single policy form without reading the endorsements creates dangerous gaps. A thorough form-level review, the kind Bloc Cyber performs before placement, identifies whether your social engineering sublimit actually matches your average outbound wire size.
This comparison underscores why relying on a single policy form without reading the endorsements creates dangerous gaps. A thorough form-level review, the kind Bloc Cyber performs before placement, identifies whether your social engineering sublimit actually matches your average outbound wire size.
Executive Messaging Support and Media Training
Your CEO or spokesperson will face cameras and microphones. Executive messaging support covers the cost of media training, message development, and coaching sessions that prepare your leadership for press conferences, interviews, and public statements. This component is easy to overlook during placement, but it is one of the most valuable. A single unscripted remark by an executive can extend a crisis by weeks. Crisis management programs offered by some carriers include pre-loss media training as part of the policy, which means your team gets coached before a crisis hits, not after.
Navigating Customer Contract Insurance Requirements
Enterprise sales cycles increasingly include insurance verification as a condition of closing. Your prospect's legal team will redline your contract until your coverage meets their standards, and walking into that negotiation without the right policy form can stall or kill a deal.
Common Indemnification Clauses in SaaS Agreements
Most enterprise SaaS agreements include mutual indemnification provisions, but the insurance obligations are not always symmetrical. Your customer will typically require you to carry cyber liability, technology E&O, and sometimes media liability with minimum limits, a duty to defend, and a requirement that they be named as an additional insured. Many contracts also include a provision requiring you to maintain coverage for a tail period after termination. If your policy is claims-made, which most cyber and tech E&O policies are, you will need to understand how the retroactive date and extended reporting period interact with that tail obligation. Failing to secure the right endorsements before signing can leave you in breach of contract before the relationship even begins.
Meeting Minimum Limit Standards for Enterprise Clients
Enterprise buyers commonly require $5 million in cyber liability and $5 million in tech E&O, though some regulated industries push that to $10 million. Many SaaS companies with 10 to 100 employees find these thresholds surprising. The insurance requirements imposed by customer contracts often exceed what a startup or mid-market company initially purchases. This is where policy-specific placement matters. At Bloc Cyber, the process starts with reading the actual insuring agreements and endorsements to confirm that the coverage grant matches what your customer's contract demands, not just the limit on the declarations page. A $5 million policy with a $500,000 sublimit on regulatory defense is not the same as a $5 million policy with full limits for that exposure.
We start with a twenty-minute call to walk through your contracts, your draw process, your tech stack, and the last twelve months of attempted fraud. From there we go to market with ten-plus carriers, benchmark terms side-by-side, and present the options in plain language with recommended limits and retentions. Most intakes get indicative terms within one business day.
| Coverage Element | Standard Policy | Comprehensive Policy |
|---|---|---|
| Ransom Payment Sublimit | $100,000 - $250,000 | Full policy limit |
| Negotiation Services | Panel vendor only | Choice of vendor with pre-approval |
| Sanctions Screening | Included | Included with legal counsel |
| Data Restoration | Subject to separate sublimit | Included in aggregate limit |
| System Rebuild | Limited to like-kind replacement | Includes upgrades if required by regulation |
| Business Interruption Waiting Period | 12 - 24 hours | 6 - 8 hours |
| Dependent Business Interruption | Excluded | Included with sublimit |
Internal Threats: When Employee Information is Compromised
Employee data exposure is often overlooked in privacy liability planning. Your HR systems hold Social Security numbers, direct deposit information, health records, and sometimes biometric data. A breach of employee records triggers notification obligations under state law and can generate lawsuits from your own workforce.
Insider threats, whether from a disgruntled employee exfiltrating data or a payroll vendor suffering a breach, create exposure that sits at the intersection of cyber liability and employment practices liability. Not every cyber form covers claims brought by employees: some policies contain an "insured vs. insured" exclusion that bars coverage when the claimant is also an employee. This is a gap that must be identified during the placement process, not discovered during a claim.
Managing Multi-Tenant Breach and Supply Chain Risks
Multi-tenancy and third-party dependencies define modern SaaS architecture. They also define the two most catastrophic loss scenarios a SaaS company can face.
The Domino Effect: Multi-Tenant Data Exposure
A single vulnerability in a multi-tenant environment can compromise every customer on the platform simultaneously. Tenant isolation failures, insecure direct object references, and shared infrastructure misconfigurations are among the most common SaaS security vulnerabilities identified in 2025 and 2026 assessments. The insurance implications are significant: one breach event can trigger notification obligations across dozens of states, each with its own timeline, content requirements, and regulatory enforcement posture.
Consider a scenario where a breach affects 40 tenants across 30 states. You are not managing one incident response: you are managing 30 parallel regulatory compliance processes. The data breach risks inherent in multi-tenant SaaS applications multiply the cost of a single event far beyond what a single-tenant breach would produce. Your cyber liability policy's per-occurrence and aggregate limits need to reflect this reality. A policy form that treats all affected tenants as a single claim may help with aggregate erosion, but one that treats each tenant as a separate claim could exhaust your limits before the incident response is complete.
Software Supply Chain Compromise and Third-Party Dependencies
Your SaaS product likely depends on open-source libraries, third-party APIs, cloud infrastructure providers, and CI/CD toolchains that you do not control. A compromise in any of those dependencies becomes your problem the moment it affects your customers. Supply chain attacks have increased dramatically in frequency and sophistication, and insurers are paying close attention to how policyholders manage third-party risk.
Not every cyber policy responds to a supply chain event the same way. Some forms exclude losses arising from third-party service providers unless a specific endorsement is added. Others include contingent business interruption coverage but impose a longer waiting period before the coverage triggers. Bloc Cyber's approach is to review the supply chain exclusions and sublimits in each policy form before binding, so you know whether a compromise in your payment processor or your cloud host is a covered event or an uninsured gap. The 2025 supply chain cybersecurity trends report underscored that third-party risk is now a primary underwriting concern, and your application will likely include detailed questions about vendor management.
We start with a twenty-minute call to walk through your contracts, your draw process, your tech stack, and the last twelve months of attempted fraud. From there we go to market with ten-plus carriers, benchmark terms side-by-side, and present the options in plain language with recommended limits and retentions. Most intakes get indicative terms within one business day.
| Coverage Element | Commercial General Liability | Cyber Insurance |
|---|---|---|
| Data breach notification costs | Not covered | Covered under first-party |
| Ransomware payment | Not covered | Covered (subject to sublimit) |
| Regulatory defense | Not covered | Covered under third-party |
| Business interruption from cyberattack | Not covered | Covered with waiting period |
| Funds transfer fraud | Not covered | Covered via cyber crime endorsement |
| Third-party lawsuit over data loss | Excluded or severely limited | Covered under third-party liability |
| Technology product failure | Not covered | Covered under Tech E&O |
Carriers view social engineering as a high-frequency, controllable-risk exposure. Unlike a data breach that may involve millions of records, a wire fraud loss is often the result of a single procedural failure. Insurers price and limit accordingly. A company with a $1 million crime policy might carry only $250,000 in social engineering coverage. If a single BEC attack costs $400,000, the policy pays $250,000 and the insured absorbs the rest. Some endorsements also apply co-insurance, meaning the carrier pays only 50% or 75% of the loss up to the sublimit. On a $250,000 sublimit with 50% co-insurance, your maximum recovery is $125,000.
Why Social Engineering Limits are Lower Than Policy Aggregate
Social engineering losses are almost always first-party: your company sent money to a criminal. The loss belongs to you, not to a customer or third party filing a claim against you. This distinction matters because third-party liability coverage on a cyber form will not respond. You need a first-party coverage grant, either within a crime policy or as a standalone endorsement, that explicitly names social engineering or fraudulent impersonation as a covered peril.
The Importance of First-Party vs. Third-Party Loss
Comparing Coverage Needs: SaaS Insurance Comparison Table
The following table illustrates how different coverage lines respond to common SaaS loss scenarios. This is not a guarantee of coverage: actual policy response depends on the specific form language.
| Loss Scenario | General Liability | Cyber Liability | Tech E&O |
|---|---|---|---|
| Customer data breach | No | Yes | No |
| Ransomware / extortion | No | Yes (if endorsed) | No |
| Software bug causes client financial loss | No | No | Yes |
| Regulatory investigation after breach | No | Yes | Sometimes |
| Breach notification and credit monitoring | No | Yes | No |
| Failure to deliver contracted SaaS functionality | No | No | Yes |
| Supply chain compromise affecting your platform | No | Depends on form | Depends on form |
| Multi-state regulatory defense | No | Yes (check sublimits) | No |
The "depends on form" entries are exactly where coverage gaps hide. A policy that appears adequate on the declarations page may contain exclusions or sublimits that effectively eliminate coverage for the scenarios most likely to affect a SaaS company.
No policy form replaces internal controls. Carriers price social engineering coverage partly on the strength of your verification procedures, and weak controls can void coverage at claims time. Invoice manipulation claims represent a significant share of cyber insurance losses across the mid-market segment, and carriers are scrutinizing pre-loss controls more aggressively than ever.
We start with a twenty-minute call to walk through your contracts, your draw process, your tech stack, and the last twelve months of attempted fraud. From there we go to market with ten-plus carriers, benchmark terms side-by-side, and present the options in plain language with recommended limits and retentions. Most intakes get indicative terms within one business day.
Understanding Aggregate Limits vs. Per-Occurrence Limits
Your policy's aggregate limit is the total amount available for all claims during the policy period. A per-occurrence limit caps what the insurer will pay for any single event. If your aggregate and per-occurrence limits are the same, a single large breach could exhaust your entire annual coverage. Organizations that face multiple threat vectors, such as a phishing attack and a separate vendor breach in the same year, should consider whether their aggregate provides enough capacity for more than one event. Sublimits on specific coverage parts, such as a $500,000 sublimit on regulatory fines within a $3 million aggregate, can create hidden gaps that only become visible at claim time.
Common Questions About SaaS Cyber Coverage
Do I need both cyber liability and tech E&O, or can I pick one? Most SaaS companies need both. Cyber liability covers breach-related costs, while tech E&O covers claims arising from your software's failure to perform. They respond to different triggers, and having only one leaves a significant gap.
What limits should I carry if my customers have not asked for specific amounts yet? A $1 million to $2 million starting point is common for companies under 50 employees, but you should anticipate enterprise customers requesting $5 million or more. Structuring your policy now saves time when a contract negotiation requires proof of coverage.
Will my cyber policy cover a breach that originated in a third-party vendor? It depends entirely on the policy form. Some include contingent business interruption and third-party breach coverage. Others exclude it or sublimit it. You need to read the exclusions before assuming you are protected.
How does multi-tenant architecture affect my premium? Underwriters view multi-tenancy as a concentration risk. A single event can affect many customers, which increases the insurer's aggregate exposure. Expect questions about tenant isolation, encryption, and access controls during the application process.
What is a retroactive date, and why does it matter for claims-made policies? The retroactive date is the earliest date from which a claim can arise and still be covered. If your policy has a retroactive date of January 1, 2025, and a claim arises from an error you made in 2024, the policy will not respond. Maintaining continuous coverage without gaps preserves your retroactive date.
Does the global cyber insurance market's stable outlook mean premiums are going down? Rate stabilization does not necessarily mean lower premiums for every buyer. Your specific rate depends on revenue, industry, security posture, claims history, and the coverage structure you select. That said, 2026 market conditions are generally more favorable than 2023 or 2024 for new buyers.
We start with a twenty-minute call to walk through your contracts, your draw process, your tech stack, and the last twelve months of attempted fraud. From there we go to market with ten-plus carriers, benchmark terms side-by-side, and present the options in plain language with recommended limits and retentions. Most intakes get indicative terms within one business day.
| Coverage Element | Commercial General Liability | Cyber Insurance |
|---|---|---|
| Data breach notification costs | Not covered | Covered under first-party |
| Ransomware payment | Not covered | Covered (subject to sublimit) |
| Regulatory defense | Not covered | Covered under third-party |
| Business interruption from cyberattack | Not covered | Covered with waiting period |
| Funds transfer fraud | Not covered | Covered via cyber crime endorsement |
| Third-party lawsuit over data loss | Excluded or severely limited | Covered under third-party liability |
| Technology product failure | Not covered | Covered under Tech E&O |
It depends on your policy. Many standard policies require a specific "Cyber Crime" endorsement to cover losses from being tricked into sending money to a fraudster.
Does cyber insurance cover social engineering scams?
Is deepfake fraud covered under standard impersonation terms?
It depends entirely on the policy language. Many forms written before 2024 reference only email or written communication. If the endorsement does not explicitly include voice or video impersonation, a deepfake-based claim may fall outside the coverage grant. Ask your broker to confirm the form addresses synthetic media.
Making the Right Choice for Your Platform
SaaS cyber insurance is not a single product. It is a combination of coverage lines, each responding to a different category of risk, that must be structured around your specific architecture, customer contracts, and regulatory exposure. A multi-tenant platform with enterprise customers across regulated industries faces a fundamentally different risk profile than a single-product SaaS company selling to small businesses.
The most common mistake is treating insurance as a procurement checkbox: picking a limit, paying a premium, and assuming the policy will respond when something goes wrong. The gap between what a policy appears to cover and what it actually pays on a claim lives in the insuring agreements, exclusions, sublimits, and waiting periods that most buyers never read.
If you are purchasing your first cyber and tech E&O policy, or if your current coverage has not been reviewed against your customer contracts and your actual architecture, a form-level review is worth your time. Bloc Cyber works through every insuring agreement and endorsement before binding, so you understand exactly where coverage starts and stops. You can request a coverage review to have a specialist walk through the policy form with you, no pricing promises, no coverage guarantees, just a clear picture of what your policy will and will not do when a claim arrives.
ABOUT THE AUTHOR
Caden Braly
— Founder, Bloc Cyber
I'm Caden Braly, founder of Bloc Cyber, the specialty cyber insurance arm of Braly Insurance. I built Bloc Cyber around one idea: businesses deserve coverage that actually responds when a cyberattack happens. I work closely with clients to understand their exposure, place the right policy through specialty carriers, and stand with them through the claim. My goal is simple — give every business straight answers and protection they can trust.
Full profile → caden@bloccyber.com LinkedIn
Industries We Protect
Cyber Coverage Built for Your Industry
Every industry faces a different cyber threat, from patient records in healthcare to wire fraud in construction. Bloc Cyber matches coverage to the risks your sector actually faces, drawing on specialty carriers that understand your business. Find your industry below to see how we protect it.
Healthcare
Banking
Retail / E-Commerce
Legal
Technology / SaaS
Education
Energy / Utilities
Manufacturing
Construction
Defense
Healthcare
HIPAA-grade protection for patient data
725
healthcare breaches disclosed in 2024
HIPAA-grade protection for patient data
▣ Ransomware on EHR systems
▣ PHI exfiltration
▣ Medical device exploits
▣ Business email compromise
Sub-sectors we place
Hospitals and health systems
Physician practices and specialty clinics
Dental practices and DSOs
Behavioral health and addiction treatment centers
Medical billing and revenue cycle management firms
Typical turnaround for indication of terms: 1 business day.
Banking
Coverage that meets FFIEC and NYDFS expectations
$5.9M
average cost of a financial sector breach
Common threats we underwrite against
▣ Wire fraud and BEC
▣ Credential stuffing
▣ Third-party vendor risk
▣ Ransomware
Sub-sectors we place
Community banks
Credit unions
Mortgage lenders and loan originators
Wealth management and RIAs
Payment processors and merchant acquirers
Typical turnaround for indication of terms: 1 business day.
Retail / E-Commerce
PCI-DSS aligned coverage for every checkout
42%
of retailers hit by ransomware in the last year
Common threats we underwrite against
▣ Magecart / card skimming
▣ POS malware
▣ Account takeover
▣ Supply-chain intrusion
Sub-sectors we place
Direct-to-consumer (DTC) brands
Shopify and marketplace sellers
Brick-and-mortar multi-location retailers
Restaurants and QSR franchises
Grocery and specialty food retail
Typical turnaround for indication of terms: 1 business day.
Legal
Privilege, client files, and trust-account safeguards
1 in 4
law firms reported a breach in 2024
Common threats we underwrite against
▣ Wire-transfer fraud
▣ Privileged data theft
▣ Email account compromise
▣ Ransomware
Sub-sectors we place
AmLaw / large firms
Boutique litigation firms
Personal injury and plaintiffs’ firms
Estate planning and trust attorneys
Title and real estate closing firms
Typical turnaround for indication of terms: 1 business day.
Technology / SaaS
SOC 2 and ISO-aligned risk transfer
$4.88M
avg. cost of a SaaS breach in 2024
Common threats we underwrite against
▣ Supply-chain attacks
▣ Cloud misconfiguration
▣ Token and key theft
▣ Zero-day exploits
Sub-sectors we place
B2B SaaS platforms
Managed service providers (MSPs) and MSSPs
Fintech startups
AI and machine learning companies
Cloud hosting and infrastructure providers
Typical turnaround for indication of terms: 1 business day.
Education
FERPA-aligned coverage for student and research data
80%
of K–12 districts hit by ransomware since 2022
Common threats we underwrite against
▣ Ransomware on district networks
▣ Student PII theft
▣ Fake invoice fraud
▣ DDoS on exam platforms
Sub-sectors we place
K-12 public school districts
Private and charter schools
Colleges and universities
EdTech platforms
Tutoring, test prep, and online learning providers
Typical turnaround for indication of terms: 1 business day.
Energy / Utilities
OT and IT coverage for critical infrastructure
24/7
operational-tech monitoring requirements
Common threats we underwrite against
▣ ICS/SCADA intrusion
▣ Nation-state actors
▣ Ransomware on OT
▣ Insider threat
Sub-sectors we place
Municipal utilities (water, electric, gas)
Oil and gas operators
Pipeline and midstream companies
Renewable energy (solar, wind) developers
Electric cooperatives and rural utilities
Typical turnaround for indication of terms: 1 business day.
Manufacturing
Business interruption protection for connected plants
25%
of all ransomware attacks target manufacturing
Common threats we underwrite against
▣ Ransomware halting production
▣ IP theft
▣ ICS exploits
▣ Vendor compromise
Sub-sectors we place
Industrial and heavy equipment manufacturers
Food and beverage processing
Pharmaceutical and medical device manufacturers
Automotive and parts suppliers
Aerospace component manufacturers
Typical turnaround for indication of terms: 1 business day.
Construction
Protection for project files, wires, and jobsite tech
$200K+
average wire-fraud loss in construction
Common threats we underwrite against
▣ Wire-transfer diversion
▣ BEC on project payments
▣ Stolen bid data
▣ Ransomware
Sub-sectors we place
General contractors
Commercial HVAC, electrical, and plumbing subs
Civil and infrastructure contractors
Homebuilders and residential developers
Architecture and engineering (A&E) firms
Typical turnaround for indication of terms: 1 business day.
Defense
CMMC, DFARS, and CUI-compliant risk transfer
CMMC
2.0 compliance required by 2026
Common threats we underwrite against
▣ CUI exfiltration
▣ Nation-state APTs
▣ Supply-chain compromise
▣ Cleared-personnel targeting
Sub-sectors we place
DoD prime contractors
CMMC-regulated subcontractors
Defense software and systems integrators
Aerospace and satellite contractors
Federal IT and cleared staffing firms
Typical turnaround for indication of terms: 1 business day.
The Bloc system
One foundation.
Ten industry-specific builds.
The Bloc mark is built from stackable planes — each one a different angle on the same core structure. That’s how we place coverage: one underwriting discipline, tuned and re-tuned for every industry we serve.
Coverage
A policy you can actually read.
Structured in three clean blocs.
01
First-Party
Your direct losses when an incident hits your business.
✓
Incident response & forensics
✓
Business interruption
✓ Data restoration
✓ Cyber extortion / ransomware
✓ Funds transfer fraud
✓ Reputational harm
02
Third-Party
Your liability to clients, partners, and regulators.
✓
Network security liability
✓
Privacy liability (HIPAA, GDPR, state laws)
✓ Regulatory defense & fines
✓ PCI-DSS fines and assessments
✓ Media liability
✓ Breach notification costs
03
Specialty
Advanced coverages for complex risks and contracts.
✓
Technology E&O
✓
Social engineering fraud
✓ Contingent business interruption
✓ Systems failure
✓ Bricking & hardware replacement
✓ CMMC / regulatory-specific endorsements
Typical limits placed
$1M / $1M starter
$5M / $10M mid-market
$25M+ layered towers
Custom retentions
Common Questions
Cyber Liability Insurance, Explained
What does cyber insurance cover?
Cyber insurance covers the financial losses from a data breach or cyberattack. This includes breach response, legal fees, customer notification, ransomware, business interruption, and regulatory fines, depending on your policy.
Does my business really need cyber insurance?
Yes. Any business that stores customer data, processes payments, or relies on connected systems faces cyber risk. Small and mid-sized companies are frequent targets because they often have fewer defenses.
How much does cyber insurance cost?
Cost depends on your industry, revenue, data volume, and security practices. We market your risk to multiple carriers to find strong coverage at a competitive price. Request a quote for an exact figure.
What is the difference between first-party and third-party cyber coverage?
First-party coverage pays for your own losses, like data recovery and lost income. Third-party coverage pays for claims from others harmed by a breach on your systems.
How fast can I get a quote?
Most clients receive a quote in under 24 hours after we review the details of their business and exposure.
What should I do first after a cyberattack?
Contact us right away. We help you start breach response, connect you with forensic and legal support, and guide your claim so you contain the damage quickly.
Insights
Field notes from the placement desk.
What carriers are asking right now.
Start a quote
Tell us about your business.
We’ll come back with terms.
We’ll review your stack, your contracts, and your exposure — then place the program against the right markets. Most intakes get indicative terms back within one business day.
01
Quick intake
We only ask what the carriers actually need.
02
Benchmark
Side-by-side terms from 10+ specialty cyber carriers.
03
Bind
Plain-language policy review, e-signed and in force.
