Managing Ransomware and District-Wide Shutdowns
Ransomware attacks against schools rarely affect a single workstation. Attackers typically move laterally through the network before deploying encryption, locking down student information systems, email, grading platforms, and building access controls simultaneously. The operational disruption is immediate and total.
The start of the 2025 academic year was marked by a wave of cyberattacks that forced multiple districts into emergency response mode. Business interruption coverage in a cyber policy can respond to these events, but only if the waiting period and coverage trigger are properly structured. A 12-hour waiting period may be reasonable for a corporation; for a school district that must open its doors every morning, even a few hours of downtime creates cascading problems. The policy form matters here: the difference between "system failure" and "security event" as a trigger can determine whether the claim is paid.
Defense contractors losing a bid over a missing cybersecurity certification is painful. Losing insurance coverage after a breach because your CMMC posture did not match what you represented on the application is worse. The relationship between CMMC compliance, NIST 800-171 practices, and cyber insurance underwriting has grown tighter each year, and the stakes for getting it wrong now include False Claims Act exposure, contract termination, and uninsured losses. Whether you hold a Level 1 self-assessment or are preparing for a Level 2 third-party assessment, your cyber insurance policy form needs to reflect the specific risks tied to handling federal contract information and controlled unclassified information. This guide breaks down how CMMC requirements, DFARS flow-down clauses, and plans of action and milestones interact with your insurance program, and what gaps you should close before a claim finds them first.
Understanding the Intersection of CMMC Compliance and Cyber Insurance
Cyber insurance underwriters have moved well past asking whether you have antivirus software. For defense industrial base contractors, the application process now probes your CMMC maturity level, your NIST 800-171 assessment score, and whether you handle CUI. A poor score or an incomplete System Security Plan does not just risk your contract eligibility: it can trigger coverage exclusions or claim denials if the carrier determines you misrepresented your security posture at binding.
The DoD's CMMC program was designed to verify that contractors actually implement the cybersecurity controls they claim. Insurers have adopted a parallel logic. If your application states you enforce multi-factor authentication across all remote access but your incident reveals otherwise, the carrier may rescind coverage entirely under a material misrepresentation clause.
How NIST 800-171 Practices Impact Insurance Premiums
NIST SP 800-171 contains 110 security requirements across 14 control families. Carriers do not evaluate all 110 individually, but they focus on the controls most correlated with breach frequency: access control, incident response, configuration management, and media protection. A contractor with a documented, current NIST 800-171 self-assessment showing a high implementation score will generally see more favorable premium indications than one with dozens of open items.
The relationship between NIST 800-171 Rev. 3 and CMMC is direct: CMMC Level 2 maps to the full set of NIST 800-171 controls. Carriers recognize this mapping and treat a validated Level 2 assessment as a stronger risk signal than a self-attestation alone. That said, no certification guarantees a lower premium. Underwriters weigh your specific revenue exposure, claims history, and data volume alongside compliance posture.
The Relationship Between DFARS 252.204-7012 and Liability
DFARS clause 252.204-7012 requires contractors to provide "adequate security" for CUI and to report cyber incidents to the DoD within 72 hours. Failure to comply creates liability on two fronts: breach of contract with the government, and potential False Claims Act exposure if you certified compliance you did not actually maintain.
Your cyber liability policy may respond to regulatory defense costs and third-party claims arising from a breach, but only if the policy form covers government contract disputes and regulatory proceedings. Many standard cyber forms exclude government actions or limit coverage to specific regulatory bodies. You need to read the insuring agreements and exclusions before assuming protection exists.
By: Caden Braly
Founder of Bloc Cyber Insurance
INDEX
Bloc Cyber and Its Licensed Producers Are Authorized to Place Cyber Coverage in All 50 U.S. States and The District of Columbia.
Cyber liability insurance covers the financial losses your business faces after a cyberattack or data breach. This page explains what the coverage includes, who needs it, what it costs, and how Bloc Cyber helps you get protected fast.
We start with a twenty-minute call to walk through your contracts, your draw process, your tech stack, and the last twelve months of attempted fraud. From there we go to market with ten-plus carriers, benchmark terms side-by-side, and present the options in plain language with recommended limits and retentions. Most intakes get indicative terms within one business day.
Coverage Requirements for Level 1 and Level 2 Assessments
The CMMC framework splits contractors into maturity levels based on the sensitivity of the information they handle. Your insurance needs differ meaningfully between Level 1 and Level 2.
Level 1: Basic Safeguarding for Federal Contract Information (FCI)
Level 1 requires implementation of 15 basic safeguarding practices from FAR 52.204-21. These cover fundamentals like limiting system access, authenticating users, and sanitizing media. Contractors at this level handle FCI but not CUI.
From an insurance perspective, Level 1 contractors face lower regulatory exposure but are not risk-free. A breach involving FCI can still trigger state breach-notification obligations, business interruption, and vendor liability claims. A standard cyber liability policy with first-party and third-party coverage typically addresses these exposures, provided the form includes incident response costs, forensics, notification expenses, and regulatory defense.
Level 2: Protecting Controlled Unclassified Information (CUI)
Level 2 requires full implementation of all 110 NIST 800-171 controls and, for critical programs, a third-party assessment by a Certified Third-Party Assessment Organization (C3PAO). The distinction between CMMC and NIST 800-171 matters here: NIST 800-171 is the control set, while CMMC is the verification mechanism.
Contractors handling CUI face steeper insurance requirements. Underwriters will want to see your System Security Plan, your Plan of Action and Milestones, and evidence of encryption for CUI at rest and in transit. Policy forms should be reviewed at the endorsement level to confirm coverage for government contract disputes, DoD incident reporting obligations, and defense costs related to DFARS non-compliance. A firm like Bloc Cyber, which reviews policy forms at the insuring-agreement level before binding, can identify whether your specific form responds to these CUI-related exposures or leaves gaps.
We start with a twenty-minute call to walk through your contracts, your draw process, your tech stack, and the last twelve months of attempted fraud. From there we go to market with ten-plus carriers, benchmark terms side-by-side, and present the options in plain language with recommended limits and retentions. Most intakes get indicative terms within one business day.
The distinction is not academic. A retailer relying on a BOP endorsement labeled "data breach" may find it provides only $50,000 in notification expense coverage with no provision for PCI assessments, forensic fees, or regulatory defense. That is not cyber insurance; it is a marketing feature.
Some regulatory proceedings involve parallel tracks: the regulator's formal action and an internal investigation your company runs simultaneously. Shadow defense counsel represents your company's interests during the regulatory process without formally appearing before the agency. Monitoring counsel may be appointed under a consent order to oversee your compliance.
The costs for these roles can be substantial. Certain policy forms cover shadow counsel fees as part of the defense cost grant, while others exclude them entirely. Court-appointed monitors in state enforcement actions have generated significant fees that strain organizational budgets, and whether your policy responds to those costs depends on how the form defines "defense costs" and "regulatory proceeding."
Shadow Defense and Monitoring Counsel Roles
Litigation Buyout: Ringfencing Known Legal Disputes
When a target company has pending or threatened litigation, the buyer faces a binary problem: either reduce the purchase price to account for the worst-case outcome or find a way to transfer the risk. A litigation buyout policy does the latter. The insurer assumes the financial exposure of the identified lawsuit in exchange for a one-time premium. Capital commitments in the litigation finance sector rebounded 23% after a two-year contraction, which has expanded insurer appetite for these placements.
CMMC Insurance Comparison: Basic vs. Comprehensive Coverage
Not all cyber policies are written the same way. The difference between a basic form and a comprehensive one can mean hundreds of thousands of dollars in uncovered losses after an incident.
Comparison Table: Coverage Alignment with CMMC Maturity Levels
| Coverage Element | Basic Cyber Policy | Comprehensive Cyber Policy |
|---|---|---|
| Breach notification costs | Included | Included |
| Forensic investigation | Included, often sublimited | Included with higher limits |
| Regulatory defense (state AG) | Included | Included |
| Government contract disputes | Typically excluded | May be covered by endorsement |
| DFARS 72-hour reporting costs | Not addressed | Can be included |
| Business interruption | Limited waiting period, sublimited** | Lower waiting period, full limit |
| Subcontractor/supply chain liability | Excluded | Available by endorsement |
| CUI-specific breach response | Not differentiated | Addressed in form language |
| False Claims Act defense | Excluded | May be available |
The gap between these two columns is where most defense contractors get hurt. A basic policy may cover a garden-variety ransomware event but fail to respond when the breach involves CUI and triggers DoD reporting obligations, government investigation, or contract termination.
Real claims illustrate the exposure more clearly than abstract descriptions. Here are patterns that repeat across the technology sector:
- A SaaS company deploys a billing module that overcharges 12,000 end users over six months. The client demands $410,000 in restitution costs plus $150,000 in legal fees. The tech E&O form responds to the defense and indemnity obligation.
- An MSP fails to complete a server migration on schedule, causing a healthcare client to miss a compliance deadline. The healthcare company faces a regulatory fine and sues the MSP for $275,000. The policy form may respond, but only if the regulatory fine is not excluded as a penalty.
- A custom software vendor delivers an inventory management system that miscounts stock levels. The client loses $600,000 in downstream sales. The vendor's tech E&O policy covers defense costs and settlement, but a sublimit on the policy caps the payout at $500,000.
Average defense costs for technology professional liability claims range from $50,000 to $150,000 depending on complexity and jurisdiction. Settlement amounts vary widely, but six-figure demands are common even for small firms.
We start with a twenty-minute call to walk through your contracts, your draw process, your tech stack, and the last twelve months of attempted fraud. From there we go to market with ten-plus carriers, benchmark terms side-by-side, and present the options in plain language with recommended limits and retentions. Most intakes get indicative terms within one business day.
| Coverage Element | Commercial General Liability | Cyber Insurance |
|---|---|---|
| Data breach notification costs | Not covered | Covered under first-party |
| Ransomware payment | Not covered | Covered (subject to sublimit) |
| Regulatory defense | Not covered | Covered under third-party |
| Business interruption from cyberattack | Not covered | Covered with waiting period |
| Funds transfer fraud | Not covered | Covered via cyber crime endorsement |
| Third-party lawsuit over data loss | Excluded or severely limited | Covered under third-party liability |
| Technology product failure | Not covered | Covered under Tech E&O |
How much does a typical PCI forensic investigation cost?
PFI engagements range from $20,000 for a simple, small-merchant investigation to $120,000 or more for complex environments with multiple locations or e-commerce platforms. The card brands dictate the scope, and the merchant pays.
Managing Risk Through DFARS Flow-Down Clauses and POA&Ms
DFARS flow-down requirements and open POA&Ms create two of the most misunderstood insurance exposures in the defense contracting space.
Insuring Subcontractors and Supply Chain Flow-Downs
DFARS 252.204-7012 requires prime contractors to flow down cybersecurity requirements to subcontractors who handle CUI. If your subcontractor suffers a breach and lacks adequate insurance, the liability often flows upward to the prime. Your own cyber policy may not cover losses originating from a subcontractor's environment unless the form explicitly addresses supply chain incidents.
You should require subcontractors to carry their own cyber liability coverage with limits appropriate to the CUI they handle. Verify their policies annually. A contractual indemnity clause without insurance backing it is just a promise from an entity that may not have the assets to honor it.
How Plans of Action and Milestones (POA&M) Affect Insurability
A POA&M documents security controls you have not yet fully implemented, along with your timeline for closing those gaps. Carriers view open POA&M items as known, unresolved vulnerabilities. If a breach exploits a control listed as incomplete on your POA&M, the carrier may argue the loss was foreseeable and deny the claim.
This does not mean you should hide your POA&M from your insurer. Misrepresentation is worse than disclosure. The correct approach is to disclose your POA&M status during the application process and work with a specialist broker, such as the team at Bloc Cyber, to find a carrier whose form accounts for in-progress remediation rather than penalizing it.
We start with a twenty-minute call to walk through your contracts, your draw process, your tech stack, and the last twelve months of attempted fraud. From there we go to market with ten-plus carriers, benchmark terms side-by-side, and present the options in plain language with recommended limits and retentions. Most intakes get indicative terms within one business day.
No. A data breach or cyberattack is a cyber liability exposure, not a technology E&O exposure. You need a separate cyber liability policy form to cover breach response, notification costs, regulatory defense, and third-party claims arising from a security incident. Many technology companies carry both policies because the exposures are distinct.
FAQ: Does this cover me if I get hacked?
P2PE encrypts cardholder data from the point of interaction (the card reader) to the payment processor's secure decryption environment. A validated P2PE solution removes your systems from PCI scope for those transactions, which directly reduces both your compliance burden and your risk profile. Underwriters recognize P2PE as a meaningful risk reduction and may offer premium credits for merchants using validated solutions.
Implementing Point-to-Point Encryption (P2PE)
Common Questions About CMMC and Cyber Insurance
FAQ: Does CMMC certification guarantee lower insurance rates?
No. Certification is one factor among many. Underwriters also weigh your revenue, industry, claims history, and specific controls in place. A CMMC Level 2 certification may improve your risk profile, but it does not automatically reduce your premium.
FAQ: Will my insurance pay for a CMMC assessment audit?
Standard cyber liability forms do not cover voluntary compliance audits. Some policies include a "cybersecurity improvement" sublimit after a covered incident, but pre-breach assessment costs are a business expense, not an insurable loss.
FAQ: What happens to my coverage if I lose my CMMC status?
Losing certification does not automatically void your policy mid-term. However, your renewal underwriting will reflect the change. If you lose certification due to a material security failure, a carrier may non-renew or impose restrictive terms.
FAQ: Do I need special insurance for handling CUI?
You need a cyber liability form that does not exclude government data, government contract disputes, or regulatory proceedings initiated by federal agencies. Many standard forms contain these exclusions. Review the policy language before assuming you are protected.
FAQ: How does NIST 800-171 compliance help if I get hacked?
Documented compliance demonstrates you took reasonable measures to protect CUI. This strengthens your defense in regulatory proceedings and can support your claim that the breach was not caused by negligence. It also reduces the likelihood of a carrier denying your claim based on failure to maintain represented security controls.
Real claims illustrate the exposure more clearly than abstract descriptions. Here are patterns that repeat across the technology sector:
- A SaaS company deploys a billing module that overcharges 12,000 end users over six months. The client demands $410,000 in restitution costs plus $150,000 in legal fees. The tech E&O form responds to the defense and indemnity obligation.
- An MSP fails to complete a server migration on schedule, causing a healthcare client to miss a compliance deadline. The healthcare company faces a regulatory fine and sues the MSP for $275,000. The policy form may respond, but only if the regulatory fine is not excluded as a penalty.
- A custom software vendor delivers an inventory management system that miscounts stock levels. The client loses $600,000 in downstream sales. The vendor's tech E&O policy covers defense costs and settlement, but a sublimit on the policy caps the payout at $500,000.
Average defense costs for technology professional liability claims range from $50,000 to $150,000 depending on complexity and jurisdiction. Settlement amounts vary widely, but six-figure demands are common even for small firms.
We start with a twenty-minute call to walk through your contracts, your draw process, your tech stack, and the last twelve months of attempted fraud. From there we go to market with ten-plus carriers, benchmark terms side-by-side, and present the options in plain language with recommended limits and retentions. Most intakes get indicative terms within one business day.
| Coverage Element | Commercial General Liability | Cyber Insurance |
|---|---|---|
| Data breach notification costs | Not covered | Covered under first-party |
| Ransomware payment | Not covered | Covered (subject to sublimit) |
| Regulatory defense | Not covered | Covered under third-party |
| Business interruption from cyberattack | Not covered | Covered with waiting period |
| Funds transfer fraud | Not covered | Covered via cyber crime endorsement |
| Third-party lawsuit over data loss | Excluded or severely limited | Covered under third-party liability |
| Technology product failure | Not covered | Covered under Tech E&O |
Will my policy pay for the fines if I'm not compliant?
This depends entirely on the policy form. Some forms cover PCI fines only if the merchant was making good-faith compliance efforts. Others exclude fines arising from known non-compliance. Read the exclusions carefully before binding.
How much does a typical PCI forensic investigation cost?
PFI engagements range from $20,000 for a simple, small-merchant investigation to $120,000 or more for complex environments with multiple locations or e-commerce platforms. The card brands dictate the scope, and the merchant pays.
What is the difference between a fine and an assessment?
A fine is a penalty for non-compliance with PCI DSS standards. An assessment is a cost-recovery mechanism: the card brands and issuing banks recoup their actual losses (fraud charges, card replacement costs) from the breached merchant. Both are financial obligations, but they arise from different triggers and may be treated differently under a policy form.
Your Next Steps for Secure Contracting
The DoD suspended CMMC Phase II mandatory third-party assessments as of July 13, 2026, and the future of the program remains under active review. That suspension does not eliminate your DFARS obligations or your insurance exposure. NIST 800-171 compliance remains a contractual requirement regardless of CMMC assessment timelines, and carriers continue to underwrite based on your actual security posture.
Use this window to align your security controls, close POA&M items, and ensure your cyber liability form actually responds to the risks specific to defense contracting. A policy purchased without reviewing the insuring agreements, sublimits, and exclusions at the form level is a policy that may not pay when you need it.
If you are placing or renewing a cyber liability policy tied to government contract work,
request a coverage review so a specialist can walk through the policy form with you and identify where the coverage stops before a claim does.
ABOUT THE AUTHOR
Caden Braly
— Founder, Bloc Cyber
I'm Caden Braly, founder of Bloc Cyber, the specialty cyber insurance arm of Braly Insurance. I built Bloc Cyber around one idea: businesses deserve coverage that actually responds when a cyberattack happens. I work closely with clients to understand their exposure, place the right policy through specialty carriers, and stand with them through the claim. My goal is simple — give every business straight answers and protection they can trust.
Full profile → caden@bloccyber.com LinkedIn
Industries We Protect
Cyber Coverage Built for Your Industry
Every industry faces a different cyber threat, from patient records in healthcare to wire fraud in construction. Bloc Cyber matches coverage to the risks your sector actually faces, drawing on specialty carriers that understand your business. Find your industry below to see how we protect it.
Healthcare
Banking
Retail / E-Commerce
Legal
Technology / SaaS
Education
Energy / Utilities
Manufacturing
Construction
Defense
Healthcare
HIPAA-grade protection for patient data
725
healthcare breaches disclosed in 2024
HIPAA-grade protection for patient data
▣ Ransomware on EHR systems
▣ PHI exfiltration
▣ Medical device exploits
▣ Business email compromise
Sub-sectors we place
Hospitals and health systems
Physician practices and specialty clinics
Dental practices and DSOs
Behavioral health and addiction treatment centers
Medical billing and revenue cycle management firms
Typical turnaround for indication of terms: 1 business day.
Banking
Coverage that meets FFIEC and NYDFS expectations
$5.9M
average cost of a financial sector breach
Common threats we underwrite against
▣ Wire fraud and BEC
▣ Credential stuffing
▣ Third-party vendor risk
▣ Ransomware
Sub-sectors we place
Community banks
Credit unions
Mortgage lenders and loan originators
Wealth management and RIAs
Payment processors and merchant acquirers
Typical turnaround for indication of terms: 1 business day.
Retail / E-Commerce
PCI-DSS aligned coverage for every checkout
42%
of retailers hit by ransomware in the last year
Common threats we underwrite against
▣ Magecart / card skimming
▣ POS malware
▣ Account takeover
▣ Supply-chain intrusion
Sub-sectors we place
Direct-to-consumer (DTC) brands
Shopify and marketplace sellers
Brick-and-mortar multi-location retailers
Restaurants and QSR franchises
Grocery and specialty food retail
Typical turnaround for indication of terms: 1 business day.
Legal
Privilege, client files, and trust-account safeguards
1 in 4
law firms reported a breach in 2024
Common threats we underwrite against
▣ Wire-transfer fraud
▣ Privileged data theft
▣ Email account compromise
▣ Ransomware
Sub-sectors we place
AmLaw / large firms
Boutique litigation firms
Personal injury and plaintiffs’ firms
Estate planning and trust attorneys
Title and real estate closing firms
Typical turnaround for indication of terms: 1 business day.
Technology / SaaS
SOC 2 and ISO-aligned risk transfer
$4.88M
avg. cost of a SaaS breach in 2024
Common threats we underwrite against
▣ Supply-chain attacks
▣ Cloud misconfiguration
▣ Token and key theft
▣ Zero-day exploits
Sub-sectors we place
B2B SaaS platforms
Managed service providers (MSPs) and MSSPs
Fintech startups
AI and machine learning companies
Cloud hosting and infrastructure providers
Typical turnaround for indication of terms: 1 business day.
Education
FERPA-aligned coverage for student and research data
80%
of K–12 districts hit by ransomware since 2022
Common threats we underwrite against
▣ Ransomware on district networks
▣ Student PII theft
▣ Fake invoice fraud
▣ DDoS on exam platforms
Sub-sectors we place
K-12 public school districts
Private and charter schools
Colleges and universities
EdTech platforms
Tutoring, test prep, and online learning providers
Typical turnaround for indication of terms: 1 business day.
Energy / Utilities
OT and IT coverage for critical infrastructure
24/7
operational-tech monitoring requirements
Common threats we underwrite against
▣ ICS/SCADA intrusion
▣ Nation-state actors
▣ Ransomware on OT
▣ Insider threat
Sub-sectors we place
Municipal utilities (water, electric, gas)
Oil and gas operators
Pipeline and midstream companies
Renewable energy (solar, wind) developers
Electric cooperatives and rural utilities
Typical turnaround for indication of terms: 1 business day.
Manufacturing
Business interruption protection for connected plants
25%
of all ransomware attacks target manufacturing
Common threats we underwrite against
▣ Ransomware halting production
▣ IP theft
▣ ICS exploits
▣ Vendor compromise
Sub-sectors we place
Industrial and heavy equipment manufacturers
Food and beverage processing
Pharmaceutical and medical device manufacturers
Automotive and parts suppliers
Aerospace component manufacturers
Typical turnaround for indication of terms: 1 business day.
Construction
Protection for project files, wires, and jobsite tech
$200K+
average wire-fraud loss in construction
Common threats we underwrite against
▣ Wire-transfer diversion
▣ BEC on project payments
▣ Stolen bid data
▣ Ransomware
Sub-sectors we place
General contractors
Commercial HVAC, electrical, and plumbing subs
Civil and infrastructure contractors
Homebuilders and residential developers
Architecture and engineering (A&E) firms
Typical turnaround for indication of terms: 1 business day.
Defense
CMMC, DFARS, and CUI-compliant risk transfer
CMMC
2.0 compliance required by 2026
Common threats we underwrite against
▣ CUI exfiltration
▣ Nation-state APTs
▣ Supply-chain compromise
▣ Cleared-personnel targeting
Sub-sectors we place
DoD prime contractors
CMMC-regulated subcontractors
Defense software and systems integrators
Aerospace and satellite contractors
Federal IT and cleared staffing firms
Typical turnaround for indication of terms: 1 business day.
The Bloc system
One foundation.
Ten industry-specific builds.
The Bloc mark is built from stackable planes — each one a different angle on the same core structure. That’s how we place coverage: one underwriting discipline, tuned and re-tuned for every industry we serve.
Coverage
A policy you can actually read.
Structured in three clean blocs.
01
First-Party
Your direct losses when an incident hits your business.
✓
Incident response & forensics
✓
Business interruption
✓ Data restoration
✓ Cyber extortion / ransomware
✓ Funds transfer fraud
✓ Reputational harm
02
Third-Party
Your liability to clients, partners, and regulators.
✓
Network security liability
✓
Privacy liability (HIPAA, GDPR, state laws)
✓ Regulatory defense & fines
✓ PCI-DSS fines and assessments
✓ Media liability
✓ Breach notification costs
03
Specialty
Advanced coverages for complex risks and contracts.
✓
Technology E&O
✓
Social engineering fraud
✓ Contingent business interruption
✓ Systems failure
✓ Bricking & hardware replacement
✓ CMMC / regulatory-specific endorsements
Typical limits placed
$1M / $1M starter
$5M / $10M mid-market
$25M+ layered towers
Custom retentions
Common Questions
Cyber Liability Insurance, Explained
What does cyber insurance cover?
Cyber insurance covers the financial losses from a data breach or cyberattack. This includes breach response, legal fees, customer notification, ransomware, business interruption, and regulatory fines, depending on your policy.
Does my business really need cyber insurance?
Yes. Any business that stores customer data, processes payments, or relies on connected systems faces cyber risk. Small and mid-sized companies are frequent targets because they often have fewer defenses.
How much does cyber insurance cost?
Cost depends on your industry, revenue, data volume, and security practices. We market your risk to multiple carriers to find strong coverage at a competitive price. Request a quote for an exact figure.
What is the difference between first-party and third-party cyber coverage?
First-party coverage pays for your own losses, like data recovery and lost income. Third-party coverage pays for claims from others harmed by a breach on your systems.
How fast can I get a quote?
Most clients receive a quote in under 24 hours after we review the details of their business and exposure.
What should I do first after a cyberattack?
Contact us right away. We help you start breach response, connect you with forensic and legal support, and guide your claim so you contain the damage quickly.
Insights
Field notes from the placement desk.
What carriers are asking right now.
Start a quote
Tell us about your business.
We’ll come back with terms.
We’ll review your stack, your contracts, and your exposure — then place the program against the right markets. Most intakes get indicative terms back within one business day.
01
Quick intake
We only ask what the carriers actually need.
02
Benchmark
Side-by-side terms from 10+ specialty cyber carriers.
03
Bind
Plain-language policy review, e-signed and in force.
